Tradeify review: rules, fees and drawdown

What Tradeify sells

Tradeify offers Growth and Select one-step evaluations, plus Lightning Funded accounts with no evaluation. We list it under futures, though its pages name both futures and forex. Listed platforms are Tradovate, WealthCharts, Rithmic and Tradesea; confirm which market and platform your chosen account supports.

The rule that most shapes these accounts is end-of-day trailing drawdown: the loss floor moves based on your highest end-of-day balance, but touching it during the trading day immediately fails the account. Growth and Select are paid simulated evaluations; Growth, Select and Lightning funded accounts are also simulated. The account label is not cash you can withdraw.

Programs, fees and targets

The fees below are as listed in October 2026. Tradeify states there are no activation fees for current account types. Compare fees alongside loss limits, rather than choosing by account size alone.

• Growth Evaluation: one-time fees are $99 for 25K, $145 for 50K, $255 for 100K and $369 for 150K. The stated 25K profit target is $1,500, or 6% of starting balance; targets for the other sizes are not stated in the pages we read. There is no evaluation consistency requirement, so you can pass in 1 trading day.
• Select Evaluation: one-time fees are $109 for 25K, $165 for 50K, $265 for 100K, $369 for 150K and $449 for the limited-release 300K account. The target is 6%, with 40% evaluation consistency and a minimum of 3 trading days; a 50% consistency add-on permits passing in 2 days.
• Lightning Funded: one-time fees are $219 for 25K, $309 for 50K, $439 for 100K and $619 for 150K. There is no evaluation target, but funded trading still has loss limits and progressive payout consistency. No resets are available.

When the loss floor ends an account

All 3 programs use end-of-day trailing drawdown. The floor is the account value you cannot touch. It adjusts at the end of the trading day based on your highest balance, rather than moving with each intraday profit peak. A trailing floor follows gains instead of remaining fixed at its starting level.

End-of-day adjustment does not mean end-of-day enforcement. Tradeify checks net liquidation value, including the effect of open positions, in real time. Touching the floor immediately fails the account, even if your position recovers before the close.

On the 25K Growth and Select evaluations, maximum drawdown is $1,000, or 4% of starting balance. Growth's $1,500 target is 6%, while its $600 daily loss limit is 2.4%. That daily limit is a soft breach: hitting it stops trading for the day without failing the account. Touching the drawdown floor is different.

Growth daily limits are $1,250 for 50K, $2,500 for 100K and $3,750 for 150K. Select has no daily loss limit during evaluation. Lightning's 50K account has $2,000 maximum drawdown, or 4%, and a $1,250 daily limit, or 2.5%. Do not assume Lightning's daily-limit consequence matches Growth's stated soft breach.

Payout eligibility and profit split

Growth, Select and Lightning Sim Funded accounts pay the trader 90% of profits from the first payout. Elite Live accounts use an 80/20 split. Passing an evaluation does not remove funded-account payout conditions.

Growth requires at least 5 profitable trading days between payout requests, with minimum daily profit thresholds based on account size. Lightning requires at least 5 trading days between requests. The pages we read do not state those Growth thresholds, minimum payout amounts or payment processing times.

After passing Select, you choose Daily or Flex permanently for that funded account. The pages we read do not state the detailed timing or minimums for either path. All sales are final: account purchases, resets and other fees are nonrefundable.

Trading rules beyond drawdown

News trading is allowed without restrictions. Positions must close before the market closes each day; overnight and weekend holding are prohibited. Personal bots are allowed, but high-frequency trading bots are prohibited.

Growth has no evaluation consistency requirement. Select's 40% consistency requirement applies only during evaluation and disappears once funded, under either payout path. Lightning uses progressive payout consistency of 20%, then 25%, then 30%. The pages we read do not state the detailed calculation or progression triggers.

Each evaluation or funded account must place at least 1 trade per week, Monday through Friday. Growth and Select have no completion deadline while active and within drawdown. Hedging is prohibited within or across accounts: you cannot hold opposing positions in the same instrument or products in the same product group.

What to confirm before paying

We read the official pages in October 2026; prices and rules can change. Challenges are paid simulated evaluations. Most traders do not pass, and the fee is usually lost when they fail. Tradeify explicitly makes purchases nonrefundable.

• Confirm the current fee, platform and market availability for your exact program and account size.
• Confirm the drawdown amount, any point where the floor stops moving, and the daily-limit consequence for your account.
• Check payout minimums, Growth's qualifying daily profit thresholds, and Select Daily versus Flex conditions before making the permanent choice.
• Check consistency calculations, Lightning's progression rules and the daily position-closing deadline before trading.
• Confirm reset eligibility: Lightning has no resets, and Growth's Sim Funded counterpart cannot be reset.