My Funded Futures review: rules, fees and drawdown

What My Funded Futures offers

My Funded Futures sells paid, one-step futures evaluations: Builder, Rapid, Rapid EOD and Pro. Trading uses simulated accounts and contracts on regulated US exchanges, including CME, CBOT, NYMEX and COMEX. The firm's pages we read do not state which platforms are available.

The main rule is the trailing maximum loss limit: your loss floor can rise as the account grows, reducing how much profit you can give back. Programs differ in when that floor updates or stops moving. We read the official pages in October 2026.

Challenge options and listed fees

These are one-time fees for a 50K evaluation, as listed in October 2026. All programs have no activation fee. Promotional prices also appear on the firm's pages; confirm the checkout price.

• Builder: $153, a $3,000 target and at least 1 trading day. Default maximum loss is $2,000; the add-on version reduces it to $1,500.
• Rapid: $209, a $3,000 target, a $2,000 evaluation maximum loss and at least 2 trading days. There is no daily loss limit.
• Rapid EOD: $225, a $3,000 target, a $2,000 maximum loss and at least 4 trading days on 50K. Its 25K option lists a $1,500 target and $1,000 maximum loss; the pages we read do not state its fee.
• Pro: $265, a $3,000 target, a $2,000 maximum loss and at least 2 trading days on 50K. The 100K and 150K targets are $6,000 and $9,000, with maximum losses of $3,000 and $4,500.

How the loss floor moves

A trailing drawdown is a loss floor that follows account growth rather than staying fixed. The maximum loss limit is the account-ending boundary; the advertised balance is not your loss allowance. The pages we read do not state whether touching the floor, rather than falling below it, triggers a breach.

Builder's floor updates after each session based on the closing account value, not during the session. Rapid EOD also uses end-of-day trailing drawdown. This describes when the floor moves, not permission to ignore it during trading.

On Builder's default 50K account, the $2,000 maximum loss equals 4% of starting balance; the $3,000 target equals 6%. The target exceeds the loss allowance. Builder separately has a $1,000 daily soft-pause limit in evaluation, sim funded and live stages.

Rapid's trailing threshold stops moving permanently at starting balance plus $100 once the required buffer is built. Pro uses end-of-day trailing drawdown, then fixes its floor after the first payout at $50,100, $100,100 or $150,100, depending on account size. Pro has no daily loss limit in evaluation or sim funded; Rapid EOD lists none.

The published Rapid EOD calculations conflict with its table: they pair 25K with a $2,000 loss limit and $3,000 target, while the table assigns those amounts to 50K. Confirm the official account-size table rather than using those conflicting calculations.

When payouts can be requested

Builder pays an 80/20 split in your favor. Requests can begin 48 hours after the first trade if all criteria are met. Sim payouts are capped at $2,000 each, with up to 5 payouts. Your largest profit day cannot exceed 50% of payout-cycle profits; this calculation resets after each approved payout.

Rapid pays you 90% and permits eligible funded requests every 24 hours above the buffer. Rapid EOD lists a 90/10 split and advertises daily payouts, but the pages we read do not state its exact request interval or qualifying conditions.

Pro lists an 80/20 split and a 14-day payout cycle. Requests become available 14 days after the first trade, subject to clearing the buffer. Its page lists a $100,000 cap without explaining how that cap applies.

The firm's pages we read do not state minimum payout amounts or all buffer requirements. Evaluation fees are non-refundable; no refund on passing is stated.

Trading rules beyond drawdown

Builder has no evaluation consistency rule. Rapid and Pro list 50% consistency during evaluation only; Rapid EOD lists 30%. The pages we read do not explain these evaluation calculations. Rapid funded trading has no consistency rule; Builder applies its largest-day test at payout.

Builder allows unrestricted news trading in evaluation and sim funded. Rapid funded trading prohibits Tier 1 news trading. The pages we read do not state news windows or policies for the other programs.

Builder positions must close before the session ends; the platform automatically closes remaining positions. That prevents weekend holding. The pages we read do not state other programs' holding policies or permission for EAs, bots or automated trading.

Builder permits only one active Sim Funded account per user and closes it after 7 consecutive calendar days without a trade. Pro requires at least one trade every 7 calendar days to remain active.

What to confirm before paying

These are paid evaluations on simulated accounts. Most traders do not pass, and failure usually means losing the fee. My Funded Futures states that evaluation fees are non-refundable. Funded accounts are also simulated at most prop firms; do not assume an account label means live capital.

• Confirm the checkout fee, account size and Builder default versus add-on loss allowance.
• Confirm the breach trigger, floor movement and payout buffer.
• Check payout minimums, eligibility criteria and Pro's stated cap.
• Ask about platforms, automation, news windows and holding rules where details are not stated.
• Check Builder and Pro inactivity requirements against your schedule.